What To Do When Your Car Is Not Drivable

Experiencing a car accident can be a stressful and overwhelming event, especially when your vehicle is left undrivable. Knowing the right steps to take in the aftermath can significantly impact your financial recovery and legal standing. This guide will walk you through essential actions to mitigate damages, move your car safely, understand your insurance coverage, and determine fault, ensuring you are well-prepared to handle the situation effectively.

Mitigating Damages

Mitigating damages after a car accident is crucial to minimize your financial loss and protect your legal rights. Begin by moving your vehicle to a safe location, if possible, to prevent further damage or accidents. Document the scene with photos and gather witness information to support your insurance claim. Promptly report the accident to your insurance company and follow their guidelines to ensure you are taking the necessary steps to mitigate any additional damages.

Getting Your Car Moved

Getting your car moved after an accident is essential to ensure safety and avoid further damage. If the car is still operable, move it to the side of the road or a safe location nearby. If it’s not drivable, contact a reliable towing service to transport your vehicle to a secure place, such as a repair shop or an impound lot. Make sure to keep all towing and storage receipts, as these may be necessary for insurance claims.

Insurance Coverage For Your Damaged Car

Understanding your insurance coverage is essential after a car accident to ensure you receive the compensation you deserve. Different types of coverage may apply depending on the circumstances of the accident.

• The Defendant’s Insurance

  • Liability Coverage: Covers damages if the other driver is at fault. File a claim with the defendant’s insurance company.

• Your Insurance

  • Collision Coverage: Pays for damage to your vehicle regardless of who is at fault. File a claim with your own insurance company.
  • Uninsured Motorist Coverage: Provides coverage if the at-fault driver doesn’t have insurance. Activate this coverage through your insurance provider.

Determining Fault in Car Accidents

Determining fault in a car accident is a critical step that can significantly impact insurance claims and legal proceedings. Fault is assessed based on evidence, witness statements, and police reports, and it influences which party’s insurance will cover the damages.

Gathering Evidence:

• Take photos of the accident scene, vehicle damages, and any relevant road conditions or signage.
• Collect contact information and statements from witnesses to support your account of the incident.

Police Reports:

• Ensure a police report is filed, as it provides an official record of the accident and may include the officer’s assessment of fault.
• Obtain a copy of the report for your records and for submission to your insurance company.

Insurance Investigations:

• Both insurance companies will conduct investigations to determine fault based on collected evidence and statements.
• Cooperate with the insurance investigators and provide them with all necessary documentation to support your claim.

People Also Ask

• Should I Call My Insurance if the Accident Wasn’t My Fault?

  • Yes, you should always call your insurance company after an accident, even if it wasn’t your fault. Reporting the incident helps protect your rights and ensures your insurance company can assist with the claims process and any necessary repairs.

• What Deems a Car Undrivable?

  • A car is deemed undrivable if it has sustained damage that makes it unsafe or illegal to operate on public roads. This includes significant structural damage, malfunctioning lights, compromised brakes, or any condition that endangers the driver and others on the road.

• What to do After a Minor Car Accident in Arizona?

  • After a minor car accident in Arizona, ensure everyone’s safety and move vehicles out of traffic if possible. Exchange information with the other driver, document the scene with photos and report the accident to the police and your insurance company. Seek medical attention if needed and consider consulting with a car accident lawyer to protect your rights.

Expert Car Accident Attorney

Navigating the aftermath of a car accident can be overwhelming, especially when your vehicle is undrivable. These processes can be complex and challenging without professional guidance. If you’ve been in a car accident, don’t navigate this alone—contact Brad Johnson Injury Law for expert assistance. Our experienced team is here to help you every step of the way. Call us today for a free consultation and let us help you secure the compensation you deserve.